Comprehensive
Comprehensive coverage is optional in
Michigan . However, it must be included on auto insurance policies that have collision coverage, and it can’t be purchased without bodily injury coverage.
Who might benefit from buying comprehensive coverage?
If your car is financed or leased, the finance company will probably require that you carry this auto insurance coverage. If you have a newer vehicle or one in excellent condition, you may need this coverage to replace or repair the vehicle in the event of a loss. If you have an older car or one in poor condition, you may not want to pay for this coverage.
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This coverage provides protection for:
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Damage not resulting from a collision. (e.g., damage from falling objects, fire, certain natural disasters, and vandalism) |
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Theft
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Glass damage
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Damage from hitting an animal |
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Vehicles covered by the
Michigan auto insurance policy
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